By Rick Boxx
版權所有2019 非傳統商業網路(前身為純全資源中心)。節錄自和Rick Boxx的純全時刻，這本刊物主要是從基督徒的角度來探討職場上正直這個主題。如果希望知道更多關於這個事工或是想訂閱每日純全時刻，請上這個網站:www.unconventionalbusiness.org. Rick Boxx 最新出版的書提供用五個關鍵的神的方法來建立企業
你的公司或組織是否有一個讓其他人都相形見絀的主要大客戶或捐贈者？如果是這樣，當這個收入來源突然消失且無法恢復時，會發生什麼事？這對你的從事的工作和提供的服務會產生什麼影響？ 另一方面，如果你的公司並不仰賴單一的收入來源，背後的原因是要實現業務多元化嗎？這樣的原則是否容易堅守？請解釋你的答案。 你的投資又如何呢？你是否已經開始嘗試多元投資，而不是把所有資源都放在一個看起來投報率最高的地方？請解釋你的原因。 如果把這個原則應用在靈性的追求上，你覺得多樣化對服事神和人的好處與潛在的缺點是什麼？
9:7 各人要隨本心所酌定的，不要作難，不要勉強，因為捐得樂意的人是 神所喜愛的。
THE PITFALL OF HAVING TOO MUCH GOOD IN ONE PLACE
By Rick Boxx
Have you heard about the warning against “putting all your eggs in one basket”? This applies for much of life, especially the business world. Whether it means one large customer at a for-profit company, or a single major donor for supporting a not-for-profit entity, when your revenue comes significantly from one source, your organization flirts with danger. Real trouble can arise if anything goes wrong with that relationship.
Sometimes small businesses open with one primary account. Things go well – sales are high and cash is flowing steadily – until one day, for whatever reason, that single account is lost. Suddenly the stream of revenue that had seemed so dependable is lost and everyone is scrambling to survive.
Another pitfall of having too much dependence upon one customer is the influence they might have. Whenever your revenue becomes overly reliant upon a single customer or donor, you can find yourself feeling pressured to make unhealthy business concessions. It can be flattering to have one source that invests so heavily into the work you are doing. However, that can present the temptation to make decisions focused on accommodating that source, rather than remaining faithful to your mission – especially if it could jeopardize that key relationship.
What is the solution? The answer is fairly simple: Diversification. My experience, and experts would confirm this, is that it is best to seek to limit any one customer at 15 percent or less of your total revenue. It may be hard to say “no,” especially when the potential for a very significant revenue stream is presented. But making a determination to “spread the wealth” by cultivating a wider variety of resources may be better than adverse consequences that could result from losing a single customer that comprises a majority of your business.
This is another example of the great, timeless wisdom we can find in the Bible. King Solomon addressed this particular issue when he advised, “Divide your portion to seven, or even to eight, for you do not know what misfortune may occur on the earth” (Ecclesiastes 11:2). Another translation states it this way: “But divide your investments among many places, for you do not know what risks might lie ahead.”
There are other reasons for diversifying our work – as well as our finances. One is the desire, as God”s ambassadors, to have a broader impact in our communities, our cities, and even around the world. The psalmist writes about “the man who fears the Lord, who finds great delight in his commands…. His heart is secure, he will have no fear; in the end he will look in triumph on his foes. He has scattered abroad his gifts to the poor, his righteousness endures forever…” (Psalm 112:1,8-9).
This passage talks specifically about seeking to meet the needs of people who are disadvantaged, but the principle holds true. We can serve more effectively – and be used by God in more fruitful ways – when we diversify the use of our time, energy and resources.
Which brings to mind Jesus” parable of the talents in Matthew 25:14-30. It speaks of three individuals entrusted with their master”s resources while he was gone. Two of the servants wisely invested the money and gave their master a substantial return. The third simply hid what had been entrusted to him, and when the master returned home, he had no increase to offer. If we are to grow – as businesses, as well as in service to God – we need to diversify, and grow stronger in the process.
Copyright 2019, Unconventional Business Network Adapted with permission from "Integrity Moments with Rick Boxx," a commentary on issues of integrity in the workplace from a Christian perspective. To learn more or to sign up for Rick”s daily Integrity Moments emails, visit www.unconventionalbusiness.org. His latest book, Unconventional Business, provides “Five Keys to Growing a Business God”s Way.”
Does your company or organization has one customer or donor that dwarfs all others? If so, what would happen if that source of revenue were suddenly lost and could not be restored? What impact would that have on the work and services you provide? If, on the other hand, your company is not reliant on one single source of revenue, is that because of a deliberate decision to diversify business? Is it difficult to maintain such a commitment? Explain your answer. What about financial investments – have you developed a practice of seeking to diversify where you invest, rather than putting all of your resources in one place that seems to be most productive? Why or why not? Shifting to apply this principle to spiritual pursuits, what would you see as the benefits – and potential shortcomings – of diversifying our efforts to serve God and those who sends our way?
NOTE: If you have a Bible and would like to read more about this subject, consider the following passages: Psalm 37:25-26; Proverbs 10:4,12:24, 15:22; 2 Corinthians 9:6-9