By: Rick Boxx
當克雷第一次沒有告訴銀行他賣出車子的時候，其實他還有什麼其他選擇，而不需要說謊？如果，他做了其他的選擇，事情會有什麼不一樣的發展嗎？ 如果你是克雷，你覺得自己會怎麼處理？在這種情況下，你覺得最重要的是什麼？ 想像你是克雷的諮商人員，你會建議克雷怎麼做？關於破產的議題，你會建議克雷怎麼做？你覺得破產對一個基督徒而言是一個可行的選擇嗎？本文版權為正直資源中心（Integrity Resource Center, Inc.）所有。本文獲得授權改編自「瑞克．博克思 的正直時刻Integrity Moments with Rich Boxx」。這系列的文章是以一個基督徒的觀點評論職場的正直議題。
箴言24章6節說到:「 你去打仗，要憑智謀； 謀士眾多，人便得勝。」 克雷打電話給我，請教我如何度過這個困境。透過禱告和討論，我們一起想出一個克雷可以執行的計畫。
以下是聖經中與這個主題相關的經節，可以提供更一進步的思考。請參考：箴言10章9節；11章2-3節；12章19、22節；15章33節；16章18節；20章17、25節； 22章4節； 24章26節； 馬太福音 5章37節；雅各書5章12節
Editor”s Note: This is the second in a once a month series of “Monday Manna” focusing on business dilemmas and ethical issues in the workplace. After a summary of the problem, we offer questions for personal consideration or group discussion, along with comments and biblical principles that might apply.
CASH FLOW CONUNDRUM
By Rick Boxx
Clay owned a car dealership that once had been very successful but had stumbled onto hard times. Cash flow was almost nonexistent, yet his bills still had to be paid if he were to be able to keep the doors open. Clay”s company was selling some cars, but not enough to support the monthly overhead.
To offset the problems with cash flow, Clay had formulated a financing plan with his local bank in which they loaned him a percentage of the selling price for each car he was trying to sell, with the understanding that each time one of the financed cars was sold, he would pay off the entire loan balance for that car.
Times finally became so tight that when Clay sold some cars, he chose not to tell the bank or pay them the monies that he owed. At first this seemed to give Clay some additional time, but since the underlying problem had not been fixed, before long he was faced with the same situation again.
That was when Clay called for some counsel, having run out of options for resolving the dilemma. He was fearful he could soon be facing charges of fraud by the bank. He also had been pondering the possibility of filing for bankruptcy, but was concerned about potential implications of that action both practically and biblically.
QUESTIONS FOR DISCUSSION:
What were some options Clay could have considered the first time he sold cars without paying the bank? How might the scenario have played out differently if he had chosen another option? If you had found yourself in Clay”s situation, what do you think you would have done? What kinds of issues might need to be addressed in a situation like this? Imagining you were his advisor, what specific steps would you recommend for Clay to take? What about the bankruptcy issue – how would you advise that he address that option? Do you think that would be a viable option for Clay as a follower of Jesus Christ?Copyright 2015, Integrity Resource Center, Inc. Adapted with permission from "Integrity Moments with Rick Boxx," a commentary on issues of integrity in the workplace from a Christian perspective.
Based on Proverbs 24:6, “For by wise guidance you will wage war, and in abundance of counselors there is victory,” Clay called me at Integrity Resource Center for counsel on how to navigate through this tough situation. Through prayer and discussion, together we were able to develop a plan that Clay agreed to implement.
Even though it was difficult and humbling, his necessary initial step was to confess his sin, first to God then to the bank. In 1 John 1:9 it says, “If we confess our sins, He is faithful and righteous to forgive us our sins and to cleanse us from all unrighteousness.”
We also agreed the issue of reconciliation was important, seeking to avoid further consequences and to restore a relationship of trust between Clay and his lending bank. In Matthew 5:21-26, Jesus taught, “Therefore if you are presenting your offering at the altar, and there remember that your brother has something against you, leave your offering there before the altar and go; first be reconciled to your brother, and then come and present your offering. Make friends quickly with your opponent at law while you are with him on the way, so that your opponent may not hand you over to the judge, and the judge to the officer, and you be thrown into prison. Truly I say to you, you will not come out of there until you have paid up the last cent.”
FOR FURTHER CONSIDERATION
Here are some related passages from the Bible that relate to an issue such as this one: Proverbs 10:9, 11:2-3, 12:19,22, 15:33, 16:18, 20:17,25, 22:4, 24:26; Matthew 5:37; James 5:12